Certain merchants may be prohibited from participation based on relevance of merchant content or conflict of interest with Access client relationships. These market segments include: membership clubs, subscriptions, timeshares, roadside assistance, debt elimination, identity protection, network marketing, insurance, home-based businesses, financial services including: without limitation mortgage financing, real estate, securities brokerage, trust services, loans, credit cards and deposit accounts. Also questionable public reputations, including: tobacco products, pawn shops, guns and ammo, pornography, adult entertainment, escort services, fast cash services, unlicensed massage therapy.

Exceptions to the requirements above will only be considered for pre-approved merchants that have been cleared by the Access Marketing Committee.